Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more.
Mortgage calculator help
Our mortgage payments calculator can help you quickly estimate the monthly mortgage payments for your new home, including taxes, insurance and PMI. Here’s the info you’ll need to enter into the mortgage calculator:
Enter the purchase price of the home you want to buy. You can also enter the amount that you think you will offer.
Most home loans require a down payment of at least 3%. A higher down payment will lower your monthly payment.
Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed or a 15-year fixed in the calculator.
This is pre-filled with a high average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.
The mortgage payment calculator includes estimated property taxes based on the home’s value. You can edit this in the taxes and insurance section.
Home insurance or homeowners insurance is typically required by lenders. You can edit this number in the mortgage calculator taxes and insurance section.